The state-owned Oschadbank (Kyiv) is planning in 2016 to issue UAH 30 million of loans for condominiums (ajoah), and housing and building cooperatives (HBC) under the state program of partial compensation of cost of loans for energy efficient modernization and measures to improve energy efficiency in the residential sector of Ukraine.
“2015 was a great year for us to pilot the introduction of a brand-new loan product for the CMF. Take into account the wishes of customers, making loans more affordable. Simplified the requirements to borrowers. Lowered interest rates. Lending began in June and the end of the year was given credit for 112 condominiums. In 2016 we will work even more efficiently”, – quotes the press service of Oschadbank Chairman of the Board of the company Andrey Stecewycz Tuesday.
According to the press service of the company, in 2015 thanks to the loans of the Bank energy efficiency measures were carried out in 8.2 thousand apartments. Most of the loans the Bank issued in the Donetsk, Sumy and Kharkiv regions.
As reported with reference to the Saee, since the implementation of the programme of partial compensation of cost of loans for thermal modernization and energy efficiency improvements in 2014 to 28 December 2015 banks-participants of the program gave credits to UAH 1.27 bn for individuals and condominiums, including 221 million UAH – for recipients of housing subsidies. Overall for 2015 in the framework of the program banks provided 79,29 thousand credits. The amount of the paid compensations according to the state program by the end of 2015 $ 427,3 million. Supervision of construction on such sites should be under constant supervision of specialists.
According to the Saee, the participants of the said program from the banking institutions are state Bank that provides loans at the rate of 25% per annum, the Bank and the government-controlled Ukrgasbank, eased from 1 October 2015 the rate is for the population to 24.5% per annum. Oschadbank also from 8 October to lower interest rates on loans for condominiums up to 23-24% per annum.
In addition, the government in the framework of the program of partial compensation of cost of loans for energy efficient modernization and measures to improve energy efficiency in insectary increased the amount of such compensation to citizens, who were subsidized for housing and utilities, up to 70% from 20%, 30% and 40% previously.
The Cabinet of Ministers of Ukraine by its resolution No. 63 dated 4 February 2016 approved 893,85 million UAH for the implementation in 2016 of the specified state program.